Our holidays loans are available all year round. Our holidays loans are available all year round. Our holidays loans are available all year round. Our holidays loans are available all year round. Our holidays loans are available all year round.

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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What We Require From You
1

Holiday Loans (<€10k)

  • 2 months bank statements (most recent)
  • Proof of income 2 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
2

Holiday Loan (€10k+)

  • 3 months bank statements (most recent)
  • Proof of income 3 recent payslips, social welfare receipts, proof of all pensions
  • Self-employed - Recent set of accounts, tax clearance
  • Other documentation may be required on assessment
3

Holiday Loan (€25k+)

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 Months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Shares (Saving) Required

  • 10-20% of the loan amount you required depending on your history with the Credit Union. Please note we can still process an application subject to a lodgment to your savings.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can come in to any of our offices, call us on 046 9240 299 or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.

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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St. Colmcille’s Kells Credit Union please contact us today.

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